Wave Accounting Reviews 2026

Wave Accounting Review – Full Page

Wave Accounting

Wave – Free Cloud Accounting for Small Businesses
Review by Richard Dube • Updated December 2, 2024

Wave Accounting is a cloud-based accounting platform designed for freelancers, small businesses, and entrepreneurs. It offers free invoicing, accounting, receipt scanning, and payroll integration, making financial management simple and affordable.

Pros

  • Completely free accounting and invoicing
  • Simple and easy to use
  • Integrated payments and payroll
  • Cloud-based access from anywhere
  • Good for small businesses and freelancers

Cons

  • Limited features for growing businesses
  • Payroll is paid separately
  • No advanced inventory management
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Key Ratings

Features score: 4.2

Pricing score: 5

Support score: 4

Reputation score: 4.5

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What is Wave Accounting?

Wave Accounting is a free online accounting software that provides small businesses with essential tools to manage invoices, expenses, and bookkeeping efficiently. It simplifies financial workflows for non-accountants.

Wave Dashboard

Is Wave Accounting Legit?

Yes — Wave is trusted by millions of small businesses worldwide. Its cloud-based platform is secure, user-friendly, and reliable for managing finances and invoices without complex setups.

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Wave Accounting Pricing

Wave offers a free accounting and invoicing platform. Paid features like payroll and professional payment processing are available as add-ons.

PlanPriceWhat’s Included
Free Accounting $0 / month Invoicing, accounting, receipt scanning, reports
Payments 2.9% + $0.30 per transaction Accept credit cards and bank payments online
Payroll From $35 / month + $6 per employee Full-service payroll, tax filings, direct deposit

What Is Included in Wave Accounting Plans?

Wave Accounting’s free plan includes core accounting and invoicing features, receipt scanning, and financial reporting. Optional paid services add payroll and online payment processing.

Wave Features

Wave Accounting Features

FeatureDescription
Invoicing Create, customize, and send invoices with payment links.
Accounting Track income, expenses, and generate financial reports.
Receipt Scanning Snap receipts and automatically log expenses.
Payroll Full-service payroll, tax filings, and direct deposit (paid add-on).
Payments Accept online payments from customers via card or bank.
Reports & Analytics Run profit & loss, balance sheet, and cash flow reports.

Notable Features

  • Free accounting and invoicing for small businesses
  • Integrated payments and payroll as paid add-ons
  • Cloud-based platform accessible from anywhere
  • User-friendly for non-accountants
  • Basic reporting and analytics tools

Wave Accounting Support Offering

Wave offers email support, help center articles, and a community forum. Premium support options are available for paid services like payroll and payments.

User Review Highlights

  • Ease of Use: Very simple and intuitive
  • Value: Free core accounting features
  • Integration: Payment and payroll add-ons available
  • Cloud Access: Manage finances from anywhere
  • Support: Good for free users; paid options better

How Wave Accounting Compares to Other Platforms

FeatureWave AccountingQuickBooksXero
Ease of Use★★★★★★★★★☆★★★★★
Pricing$$$$$$
Features★★★☆☆★★★★☆★★★★☆
Best ForFreelancers & Small BusinessesGrowing CompaniesSMBs